Our specialty insurance programs offer private investigators, polygraph examiners, and certified firearms instructors the following:

  • General Liability
  • Professional Liability
  • Products/Completed Operations
  • Property Entrusted
  • Employment Practices Liability
  • Property
  • Crime
  • Inland Marine
  • Auto
  • Umbrella
  • Bonds

Liability Coverage may include:

  • Limits up to $1 million per occurrence/$3 million aggregate)
  • Professional Liability
  • Premises and Completed Operations
  • Employees as Additional Insureds
  • Employment Practices Liability (claims-made coverage)
  • Fire Legal Liability – $100,000 (higher limits available)
  • Medical Expenses – $5,000
  • Personal and Advertising Injury
  • Newly acquired organization – 90 days
  • Employee benefits (claims-made coverage)
  • Property Entrustment – $100,000 or $250,000 ($1,000 deductible)
  • Key Employee Replacement Expense Coverage – $100,000

Other Insurance Options and Coverage may include:

  • Umbrella – limits up to $10,000,000
  • Electronic media and business interruption coverage
  • Crime – Employee Dishonesty
  • Mobile Equipment
  • Equipment and Tool Floaters
  • Auto (not available in Michigan)

Bonds:

  • License and permit bonds
  • Surety bonds – Contact Kevin Morency
  • Business service bonds
  • ERISA bonds
  • CCW bond (Concealed Carry Criminal Defense Bond)

Property Coverage may include:

  • Building Coverage
  • Contents Coverage
  • Business Income (with extra expense and 0 hour waiting)
  • Equipment Breakdown on Building and Contents
  • Mine Subsidence (available fro specific counties in IL and IN)
  • Earthquake
  • Utility Service – direct damage
  • Utility Service – time element

Note: All coverages may not be available in all states.